COMMERCIAL FLEET INSURANCE
If you're a busy business owner, you know how overwhelming it can be to manage everything on your plate. The last thing you need is another worry to add to the list. That's where commercial fleet insurance comes in. By insuring two or more vehicles, you can have of mind knowing that your fleet covered at an affordable price. Whether you have a car or a delivery van, we've got you covered.
What Does Fleet Insurance Cover?
Commercial fleet insurance has three levels of coverage.
Comprehensive Full Coverage:
Our comprehensive fleet insurance policy provides a wide range of benefits for your company. It covers theft, fire, third-party injury, and damage. This policy also includes coverage for damage to your company-owned vehicles and drivers.
Even though it is the most complete type of fleet insurance, you will likely find that the comprehensive policy will cost the most.
Third-Party Fire and Theft (TPFT)
The Third-Party Fire and Theft (TP) policy is a more affordable option compared to a comprehensive policy. However, it provides less coverage. With TPFT, you are covered for injury or damage to third parties and their property in case of an accident. By adding fire and theft protection to the policy, you are also covered for fire damage, whether accidental or intentional, and claims related to theft or attempted theft.
Third-Party Only Coverage
The third-party only coverage is the minimal amount of coverage available. In the event of an accident, the other person and their property are covered. Third-party only cover comes with the smallest price tag of the three types. However, can you afford to pay for medical treatment, repair vehicles and property, or replace your vehicles or property damaged beyond repair? Opting for third-party only fleet insurance could save you money immediately, but in the long run you could incur hefty expenses.
Why Do I Need Commercial Fleet Insurance?
While you want to make sure your vehicles have sufficient cover, it can be challenging for a single person to keep up with dozens or even hundreds of individual policies. By opting for fleet insurance, you can free up some time to take care of other pressing matters.
Many business owners discover that providing insurance cover for a fleet is very cost-effective, especially when comparing the price to the cost of individual policies.
Maintaining legal compliance is vital for a business operating a fleet of vehicles. By purchasing insurance for a fleet, you can rest easy knowing that an insurance professional has your legal compliance under control.
KeyInsure Experts
At KeyInsure, our team consists of experienced insurance professionals who are passionate about delivering the best insurance to our clients at an affordable price.
We believe in providing customized insurance policies that cater to our clients' specific needs. Our team of experts takes the time to and understand your requirements before creating a policy that fits you perfectly.
In case of a claim, our professionals respond promptly and help you navigate through the process with ease. Whether you have a small or large fleet, we ensure that you get the best insurance cover at an affordable price.
If you have any questions, don't hesitate to reach out to us. Our experts are always ready to assist you