BUSINESS INSURANCE
At Hippo Insurance, we offer industry-specific business and office insurance solutions for Trades, Retail Outlets, Wholesalers, Manufacturers, Office & Administration, and Property Owners. Our team located in Sydney, Adelaide, Brisbane, can help customize an insurance plan that fits your needs.
Business insurance is crucial for safeguarding your business, reputation, customers, and income from uncertainties.
Even established businesses can face financial hardships due to unexpected events. Finding the right insurance can be challenging, but KeyInsure offers a variety of insurance products to help you choose the best solution for your business.
It's to understand your business's specific needs and industry to determine the most suitable insurance type. KeyInsureifies the process and provides valuable options to protect your business from risks. Check out our services below to find the coverage you need.
Mining & Construction
Mining companies encounter various risks that necessitate specific insurance coverage. It is crucial to ensure that your business has sufficient protection customized to these risks. The same is valid for civil construction ventures at mining locations in Australia, where the related liabilities require careful attention.
Builder Indemnity
Are you a builder, construction company or Renovation shop fitter? Ensure your business and yourself are protected with Builder indemnity limit and construction work liability. Whether you run a home owner builder or large corporates building company , we cater to your specific insurance needs.
How We Can Find The Right Business Insurance For You
At KeyInsure, we offer a range of insurance options to safeguard your business investment. In addition to traditional business and commercial property insurance, we provide specialized coverage such as cyber insurance for tech-based businesses, travel insurance for employees on the go, and winery and vineyard insurance.
Contact us for a quote and secure your investment's future with KeyInsure.
As a business owner, unexpected expenses can be detrimental to your hard work.
To prepare for these challenges, it's important to have insurance coverage that is specifically designed to protect your company.
KeyInsure offers business insurance that can help safeguard your assets and ensure the of your business, regardless of how long you've been operating.
Risks & Cover
Running a business comes with various risks that can lead to financial difficulties or even bankruptcy. Fortunately, there are numerous insurance options available to help you find the most appropriate coverage based on your goals, situation, and needs.
KeyInsure is here to assist you in obtaining the right insurance for your business.
You can obtain for a range of risks, including:
Damage by fire and perils
Burglary – theft following forcible entry
Water damage – storm and tempest
Money
Accidental damage
Glass
Business interruption – loss of profits
Electronic portable equipment i.e. laptops, Australia wide
Business insurance products that you can choose from include:
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Public Liability, also called Public and Products Liability Insurance – Designed to protect your business against liabilities requiring you to pay compensation for third party injuries or property damage
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Commercial Property – Protection for the commercial property, including the business building and contents or stock in case of accidental damage after a fire or storm
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Business Interruption – Lost income coverage if you have to halt operations temporarily due to unexpected events, such as fire and storm
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Glass – Coverage for the repair or replacement of broken glass at the business premises
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Theft – Insurance for losses due to theft of insured assets or property, which can include equipment or stock
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Money – Coverage for money stolen from the company. Conditions apply, such as the money should be taken during business hours. If stolen outside business hours, money should be in a locked safe.
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Electronic Equipment – Coverage for repairs or replacement of electronic devices like computers used at the business premises
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Commercial Vehicle – Covers accidental damage caused by the company (including you or your employees) while performing a job. Business vehicles you own may also be covered, usually if you have Comprehensive Cover.
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General Property – Complete protection for insured property, including portable equipment and tools if they get damaged or stolen
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Management Liability – Coverage for the business, specifically the employees, directors, officers, and owners for wrongful acts alleged by a third party entity
Typically, business insurance provides coverage for physical assets like machinery, electronic equipment, vehicles, and commercial property in case of material damage. It also offers protection against financial loss due to business interruption. However, it does not cover negligence or breach of duty related to professional services. Your policy schedule will specify any other exclusions or inclusions.
Why You Need Business Insurance
Business insurance may seem like an additional expense, but it can protect you from unexpected events such as legal action or equipment breakdown.
No matter how careful you are, accidents can happen which is why all businesses need insurance.
If you provide advice or rely on digital infrastructure, you should also consider coverage for errors, omissions, and cybercrime. This will protect you from potential damages and data breaches.
Hippo Insurance Experts
At Hippo Insurance, we acknowledge that insurance can be a complex and extensive topic.
It's crucial to understand your business requirements before comparing policies.
We don't recommend duplicating another company's coverage just because you're in the same industry.
Our team of experts is always available to offer general advice and support. We prioritize our customers at KeyInsure and strive to provide fair compensation without any hassle or stress.
You can expect honest service from us, just like any reliable insurance provider.
Contact Us
Are you interested in a business insurance product but need more information? Hippo Insurance can assist you, whether you work from home or a facility. Our business insurance experts can guide you on the most suitable insurance for your company, regardless of the industry. Contact us today.